Save Money in Jakarta With Cashback and Mobile Apps

Mar 15, 2019 4:25:51 PM / by Michael Wu Gunawan posted in Jakarta, tips, work-life balance, guide, tech startups, industry insights, Mobile Apps, emoney, fintech, lifestyle

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Bank regulations, creditworthiness, and geographical challenges of an archipelago have strongly contributed to limited access to banking solutions in Indonesia. A staggering 66% of the population, or around 180 million Indonesians, are unbanked. Yet, there are many ways to engage the unbanked, like creating an alternative credit scoring system or digitizing private sector wage payments, but what took the center stage is e-money (electronic money). e-money is great because it's a very convenient way to top up, particularly for people living in the rural areas, it doesn't require a bank account to setup, and there's no monthly fee attached that's typically seen in banks. With a high mobile penetration rate among the unbanked (7 out of 10 people who don't own a bank account owns a mobile phone) and low usage of financial services among smartphone users in the country (less than 40%), Indonesia is a very attractive market for fintech (financial technology) companies to come in and provide alternative digital banking solutions and other services. Needless to say, entrepreneurs, banks, and conglomerates caught on pretty quickly and competition in the industry has become very intense, very quickly. Currently, there are over 100 apps more or less with an e-money/e-wallet concept in the market.

While they're fighting for market dominance, end consumers are reaping the benefits. Just by being informed and tech-savvy, you can exploit and leverage it to help you make the most out of your money! There are also other extremely practical apps that can potentially help you to save big on dining, entertainment, and fitness options in Jakarta that will be discussed further below.

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The Golden Triangle of Jakarta: Your Guide to Work-Life Balance

Feb 27, 2019 11:07:19 AM / by Michael Wu Gunawan posted in Jakarta, Coworking Space, work-life balance, guide, city guide, entertainment

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Golden Triangle of Jakarta or Segitiga Emas Jakarta is an area extending from Central Jakarta to South Jakarta. This imaginary area is enclosed within 3 main roads of Jakarta that form each side the triangle; Jalan Jenderal Sudirman/Thamrin, Jalan Gatot Subroto, and Jalan H.R. Rasuna Said/Kuningan. The Golden Triangle makes up the center of Jakarta and coincidentally also the main Central Business District (CBD) in the city. Aside from the skyscrapers and offices, the most prestigious shopping malls in Indonesia are also located within this area, making it the busiest region in the city and consequently also the most congested area in regards to the traffic. Discover everything you need to know as a professional working in Jakarta's Golden Triangle including the best dining options, fitness corners, bars, and other neat tips for ideal work-life balance!

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4 Things Startups Can Teach Big Corporate Companies

Feb 15, 2019 8:48:12 PM / by Michael Wu Gunawan posted in tips, guide, startups, business, industry insights, corporate

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Read in Bahasa

Image credit: BBVA

It wasn't until the 90's that the startup world began to take shape. Back in the days, working for a startup was not a popular choice at all, most people would opt to work for a big corporation because of the impressive reputation that precedes the brand, job stability, better mentorship, and higher salary among others, which are not typically found in a startup. Arguably, that is still the pattern to this day, however, it's much less prevalent.

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7 Workplace Habits for a Productive Year Ahead

Jan 18, 2019 3:55:11 PM / by Michael Wu Gunawan posted in productivity, habits, tips, guide, industry insights, workplace, 2019

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Kicking this article off with a famous quote by F. M. Alexander "people do not decide their futures, they decide their habits and their habits decide their future" It's true, we are all creatures of habit. Improved performance and productivity at work don't just happen overnight, it's simply a byproduct of good habits in the workplace. Having said that, building a habit is easier said than done, while there's no concrete time frame on how long it takes to form a habit, it's believed to be around 66 days and consistency is key. So if you haven't worked on creating good work habits it's never too late!

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Bonifacio Global City: Your Guide to Work-Life Balance

Dec 14, 2018 5:00:00 PM / by Nicole Adarme posted in BGC, The Fort, Philippines, work-life balance, guide, city guide

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In the last decade, Bonifacio Global City in Taguig has become a new mecca for entrepreneurs to grow their businesses. It is one of Metro Manila’s fastest growing financial hubs with a 240 hectare world-class business development area that’s home to upscale shopping centers, hotels, condominiums, offices, and schools. 

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Top Tips for a Productive Meeting

Nov 23, 2018 5:38:05 PM / by Michael Wu Gunawan posted in Southeast Asia, Meeting Room, productivity, guide, meetings, function room

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CEO SUITE, Jakarta

At some point we've all experienced meetings that drag on forever, meetings that lack an agenda, and meetings that fail to have an actionable conclusion. Don't worry, you're not alone, the statistics have spoken. In a survey of 182 senior managers across different industries, 71% said meetings are unproductive and 65% said meetings keep them from completing their work. Having said that, meetings are essential and beneficial... if done correctly. It helps to ensure alignment and communication in the organization. It also fosters teamwork, creativity, and proper information exchange amongst the other known benefits. The challenge is how do you realize them. Meetings are often done too often, badly timed, and badly run leading to an unproductive meeting.

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Office Interior Photography: Expert Tips for Business Owners

Jun 5, 2017 10:00:00 AM / by Julie Ng posted in tips, guide, photography, interior photography, office photography, business owners, industry insights

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Image credits: WeWork

So you’re renting out your office space, but don’t have the budget for a professional interior photographer. Good news: you don’t need expensive equipment to take good photos! Phone cameras have evolved to capture images with a quality that rivals DSLRs from years ago. We’ve come up with a few essential tips for taking a good photo of your office space with the intention to list them online or make your photos Instagrammable.

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Key Tools You Need to Set Up a BPO in the Philippines

May 12, 2017 10:00:00 AM / by Julie Ng posted in Manila, Philippines, guide, BPO, industry insights

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Customer care can make or break a brand’s reputation. Reviews, returning customers, and even product evangelism depend on your front-liners. The effort of your marketing team may as well be a waste of money if the customer support is poor, inefficient, or, worse, rude. Companies risk overworking their support team due to its flood of demands. As a result, customer feedback gets ignored. Valuable information gets lost. 

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​Work and Play in Jakarta: Low-Key Workspaces for the Adventurous

May 5, 2017 10:00:00 AM / by Julie Ng posted in Jakarta, workspaces, guide, Indonesia, flexible workspaces

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Read me in Bahasa

Whether you’re from overseas looking to experience the real Jakarta or a local trying to get to know your own place better after work or in the weekend, here’s a guide just for you. 

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Singapore Downtown Core: Your guide to work-life balance

Mar 2, 2017 10:00:00 AM / by Nicole Adarme posted in Singapore, work-life balance, guide, city guide

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As one of the most globalized economies in the world, Singapore is the perfect place to build a career or start your own business. It’s ranked first for ease of doing businesses because of its fast and efficient registration process and progressive tax system. It’s also rated as having the best labor force in the world, with local and foreign professionals that are known for their effectiveness and strong work ethic. 

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